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The full version...

Your privacy is very important to me. So, this is a bit more detail to help understand how I will collect, use, communicate and disclose and make use of personal information. I will not rent, sell, lease, or give away any of your personal information. The following outlines the privacy policy. Please read this privacy policy before using the site or submitting any personal information. By using the site, you accept the practices described here.

Before or at the time of collecting personal information, I will identify the purposes for which information is being collected. I will collect and make use of personal information solely with the objective of fulfilling those purposes specified by me and for other compatible purposes, unless I obtain the consent of the individual concerned or as required by law. I will only retain personal information as long as necessary for the fulfillment of those purposes. I will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. I will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorised access, disclosure, copying, use or modification. I will make readily available to customers information about our policies and practices relating to the management of personal information.

Cookie/Tracking Technology

I may use cookies and tracking technology which are useful for gathering information such as browser type and operating system, tracking the number of visitors to the site, and understanding how visitors use the site. Personal information cannot be collected via cookies and other tracking technology, however, if you previously provided personally identifiable information, cookies may be tied to such information. Third parties such as our advertisers may also use cookies to collect information in the course of serving ads to you. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. Google, in particular, as a third party vendor, may use cookies to serve ads on this site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Information collected by third-parties

I may allow third-party companies that use tracking technologies, such as cookies or pixels, to record IP information about users who visit or interact with my website. My website may provide personal information to these third parties. This information allows them to deliver targeted advertisements and gauge their effectiveness.

Distribution of Information

I may share your personally identifiable information to third parties. I may also share information with governmental agencies or other companies assisting me in fraud prevention or investigation. I may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorised transactions; or, (3) investigating fraud which has already taken place.

Commitment to Data Security

No personally identifiable information is kept by me.

External Links

The web site contains links and forms which commuicate directly to other websites not owned by the owner of this website. I will not, and cannot, control how your personal information is used on these other websites. Consult the privacy policies of the these websites to see how they use your information

Privacy Contact Information

If you have any questions, concerns, or comments about my privacy policy or terms and conditions you may contact me.

I reserve the right to make changes to this policy. You are encouraged to review the privacy policy whenever you visit the site to make sure that you understand how any personal information you provide will be used.


I write for informational and entertainment purposes and I am not, nor claim to be an expert of any kind. Please make your own decisions as advice that is suitable for one person may not be suitable for another.


You agree to indemnify, defend and hold the site owner harmless against any claim, liability, cost, damage or loss I may incur (including reasonable legal fees) as a result of reading, sharing or transmitting any material on this site.

Advertising, Links and Endorsement

This site accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

The compensation received may influence the advertising content, topics or posts made on this site. That content, advertising space or post may not always be identified as paid or sponsored content.

The owner of this site is not compensated to provide opinion on products, services, websites and various other topics. The site owner does not claim to be or wish to appear to be an expert or authorised person on any topic, product or service area. Any product claim, statistic, quote or other representation about a product or service should be verified with the provider and not the site owner.

Third Party Material

This site may contain material submitted and created by third parties. I exclude all liability for any illegality arising from or error, omission or inaccuracy in such material and take no responsibility for such material.

Intellectual Property

Unless otherwise specified, I am the owner or licensee of all intellectual property rights relating to all articles published on this site. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

Accessing this Site

The site owner reserves the right to withdraw or amend the services provided on this site without notice. The site owner will not be liable if for any reason this site is unavailable at any time or for any period. From time to time, the site owner may restrict access to some or all of the site.


If any of these provisions is deemed invalid, void or unenforceable that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions.

This site is directed to users in the UK only unless otherwise specified for specific items posted on this site.

These Terms shall be governed by the laws of England and any dispute will be resolved exclusively in the Courts of England.

Entire Agreement

These terms and conditions constitute the entire terms and conditions.

Affiliate Disclosure

This site is a participant in Affiliate Programmes designed to provide a means for sites to earn advertising fees by advertising and linking to other sites.


You can contact me by sending an email to micklemuckle at

If I need to meet someone I find the local Regus Business Centre on the Oxford Business Park is ideal, 7200 The Quorum, Garsington Road, Oxford, OX4 2JZ, Tel 01865 481481, they have free coffee!