You have questions about insurance and I have the answers, with no fluff or waffle I answer your insurance questions.
Before or at the time of collecting personal information, I will identify the purposes for which information is being collected. I will collect and make use of personal information solely with the objective of fulfilling those purposes specified by me and for other compatible purposes, unless I obtain the consent of the individual concerned or as required by law. I will only retain personal information as long as necessary for the fulfillment of those purposes. I will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned. Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date. I will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorised access, disclosure, copying, use or modification. I will make readily available to customers information about our policies and practices relating to the management of personal information.
I may allow third-party companies that use tracking technologies, such as cookies or pixels, to record IP information about users who visit or interact with my website. My website may provide personal information to these third parties. This information allows them to deliver targeted advertisements and gauge their effectiveness.
I may share your personally identifiable information to third parties. I may also share information with governmental agencies or other companies assisting me in fraud prevention or investigation. I may do so when: (1) permitted or required by law; or, (2) trying to protect against or prevent actual or potential fraud or unauthorised transactions; or, (3) investigating fraud which has already taken place.
No personally identifiable information is kept by me.
The web site contains links and forms which commuicate directly to other websites not owned by the owner of this website. I will not, and cannot, control how your personal information is used on these other websites. Consult the privacy policies of the these websites to see how they use your information
I write for informational and entertainment purposes and I am not, nor claim to be an expert of any kind. Please make your own decisions as advice that is suitable for one person may not be suitable for another.
You agree to indemnify, defend and hold the site owner harmless against any claim, liability, cost, damage or loss I may incur (including reasonable legal fees) as a result of reading, sharing or transmitting any material on this site.
This site accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.
The compensation received may influence the advertising content, topics or posts made on this site. That content, advertising space or post may not always be identified as paid or sponsored content.
The owner of this site is not compensated to provide opinion on products, services, websites and various other topics. The site owner does not claim to be or wish to appear to be an expert or authorised person on any topic, product or service area. Any product claim, statistic, quote or other representation about a product or service should be verified with the provider and not the site owner.
This site may contain material submitted and created by third parties. I exclude all liability for any illegality arising from or error, omission or inaccuracy in such material and take no responsibility for such material.
Unless otherwise specified, I am the owner or licensee of all intellectual property rights relating to all articles published on this site. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
The site owner reserves the right to withdraw or amend the services provided on this site without notice. The site owner will not be liable if for any reason this site is unavailable at any time or for any period. From time to time, the site owner may restrict access to some or all of the site.
If any of these provisions is deemed invalid, void or unenforceable that provision will be deemed severable from the rest and will not affect the validity and enforceability of any remaining provisions.
This site is directed to users in the UK only unless otherwise specified for specific items posted on this site.
These Terms shall be governed by the laws of England and any dispute will be resolved exclusively in the Courts of England.
These terms and conditions constitute the entire terms and conditions.
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You can contact me by sending an email to micklemuckle at hotmail.com
If I need to meet someone I find the local Regus Business Centre on the Oxford Business Park is ideal, 7200 The Quorum, Garsington Road, Oxford, OX4 2JZ, Tel 01865 481481, they have free coffee!